Salina, KS

Now: 75 °F

Currently: Fair

Hi: 79 °F | Lo: 49 °F


Hi: 82 °F 

Lo: 59 °F


Hi: 76 °F 

Lo: 66 °F


Hi: 73 °F 

Lo: 45 °F


Hi: 70 °F 

Lo: 50 °F


Hi: 75 °F 

Lo: 50 °F

election 2017

On Point First Bank Kansas

KSAL Staff - September 20, 2016 10:36 am

If you have dreams of remodeling your home, consolidating your payments, or just fixing that leaky roof, a home equity loan may be just what you need!  Equity, the amount of money you can enjoy if you sell your home today, can be used to secure your home equity loan. Equity loans are great in that they are tax deductible* and have favorable interest rates. Here are just a few of the ways you can use the money to your benefit:

  • Add a room or remodel the kitchen or bath of your current home
  • Consolidate your bills
  • Take that vacation you deserve
  • Or just finance anything you want!

One benefit of the HELOC is that it can be set up ahead of time, so you do not have to go through the application/approval process. It’s also easy to access the loan funds.  A quick phone call to your lender is all it takes and the funds will be transferred directly into your checking account or you can get a check for the amount.

At First Bank Kansas, we offer HELOCs with no annual fee, a 10-year draw period, easy access to your account, the ability to advance any amount you need up to your credit limit, and peace of mind knowing you’ve found an economical way to finance projects.

*Please check with your accountant to determine your personal tax situation.

First Bank Kansas is an equal housing lender and member FDIC.  NMLS# 528128.