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Salina Technical College
election 2017

On Point First Bank Kansas

KSAL Staff - July 19, 2016 2:02 pm

There’s a lot of truth in those words, and the takeaway is that it’s important to be prepared for what will be needed tomorrow.  That’s where savings accounts come in.  Customers want to save and we encourage them to do so.  Not everyone’s future needs will be the same, which is why First Bank Kansas offers a wide variety of savings accounts to meet every need.  Which one is best for you?  Read on to learn more.


Happy Savers Club Accounts & Minor Savings Accounts

Happy Savers Accounts are for our youngest customers, up to 12 years old.  Each child receives a coin bank when their account is opened.  We want to get children excited to start saving at a young age. That’s why we have occasional events just for our Happy Savers Club members, such as bank tours and special drawings.  In the past, we’ve had skating parties, pool parties, given away theatre tickets and handed out special Happy Savers Club coloring books!


Minor Savings accounts are designed for customers between the ages of 13 and 21.  These accounts allow young savers to focus on savings for college, a vehicle, or another future need.  For both Happy Savers accounts and Minor Saving accounts, no minimum balance is required.


Regular Savings Accounts

A regular savings account is available for anyone 21 or older.  Customers with this type of account are given an ATM card for easy access, though there is a maximum of three withdrawals per month allowed.  This account does have a minimum balance requirement.  Regular savings accounts are a great way to plan for vacations or other future needs.


Money Market Savings Accounts

Money Market Savings accounts require a higher minimum balance, but withdrawals are allowed up to six times per month. One of the big perks is that customers can write checks on Money Market accounts.  This is especially useful to save for college, retirement, future investments, or unexpected expenses.


Health Savings Accounts

For individuals who are enrolled in a high deductible health plan, we offer a Health Savings Account. These funds are set aside specifically to be used for medical expenses and are not subject to federal income tax.  This type of savings account puts customers in control of their health care costs.


Why Open a Savings Account?

Aside from the typical “big” items people save for (college, vacation, houses, cars, etc), a savings account can come in handy for day-to-day items, as well.  Unexpected expenses can pop up at any time and it’s always a good idea to be prepared.


It’s often easier to save money when you don’t ever see it in the first place.  For that reason, First Bank Kansas is able to automatically have a certain amount transferred from a customer’s checking account to their savings account every month, at the customer’s request.


First Bank Kansas works hard to make saving easy for our customers.  Stop by today and see how we can help you get started planning for the future!